You Will Never Believe These Bizarre Truth Behind Hartford Life And Annuity Insurance Company Forms | Hartford Life And Annuity Insurance Company Forms

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SIMSBURY, Conn.–(BUSINESS WIRE)–In an industry first, The Hartford has developed a new activity allowance addition that provides eight years or added of assets to addition covered by its action who lives to age 90 and beyond. Consumers who appetite afterlife account aegis can acquirement a accepted activity allowance action with the company’s new LongevityAccess Addition SM. If the chump again lives to the age of 90, they can activate accepting affirmed account assets with absolute allowances up to the abounding bulk of their afterlife benefit, which can ambit in bulk from $100,000 to $2 million.

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Recent civic surveys appearance that Americans are actual anxious about active out of assets in retirement. Dr. Robert Pokorski, The Hartford’s arch medical strategist, says they accept acceptable acumen to be concerned.

“People who advance a banking plan generally accept they will not alive above their aboriginal 80s, when, in fact, the fastest growing demographic in the nation is bodies over the age of 85,” Dr. Pokorski said. “Add to that the actuality that about three-quarters of 65-year-olds will charge to awning the bulk of abiding affliction ancient during their lifetime and you can see how alike the best-laid banking plan can be compromised.”

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How LongevityAccess Works

Back purchasing a Hartford Bicentennial UL Freedom® action from The Hartford, applicants will accept the advantage to pay added to add the LongevityAccess Rider. Should they again alive to age 90 and accommodated the rider’s accommodation requirements, they will be able to abjure an bulk according to as abundant as 1 percent of their afterlife account per month. For addition with a $500,000 policy, that agency they could accept up to $5,000 a ages for 100 months, or eight years. And, should they eventually abjure the abounding account during their lifetime, their policy’s beneficiaries will still accept a affirmed balance afterlife benefit.

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Living Allowances

The new addition is allotment of The Hartford’s apartment of “living-benefit” riders advised to accommodate aegis adjoin contest that may appulse or bankrupt a person’s income. The company’s LifeAccess Accelerated Allowances Rider®, for example, helps assure adjoin the bulk of acceptable chronically ill. It is acutely accepted with babyish boomers, who were amenable for a 68 percent billow in sales in 2010. The aggregation has patents awaiting on both the LongevityAccess and LifeAccess riders.

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“Take affliction of yourself, accomplish it to 90 in acceptable concrete condition, and you will accept added than aloof addition altogether to celebrate.” Dr. Pokorski said.

Consumers who appetite to apprentice added about The Hartford’s activity allowance behavior can alarm 1-877-439-0772 or visit: http://www.hartfordinvestor.com/livingbenefits.

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About The Hartford

Celebrating 200 years of allowance its barter accomplish what’s ahead, The Hartford (NYSE: HIG) is an allowance and abundance administration company. Through its different focus on chump needs, the aggregation casework businesses and consumers by accouterment the articles and solutions they charge to assure their assets and assets from accident and administer their abundance and retirement needs. A Fortune 100 company, The Hartford is accustomed broadly for its account ability and as one of the world’s best ethical companies. Added advice on the aggregation and its banking achievement is accessible at www.thehartford.com.

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Activity allowance behavior accommodate fees and expenses, including bulk of insurance, authoritative fees, exceptional loads, abandonment accuse and added accuse or fees that will appulse action values.

“The Hartford” is The Hartford Banking Casework Group, Inc. and its subsidiaries, including the arising companies of Hartford Activity Allowance Aggregation (HLI) (New York) and Hartford Activity and Annuity Allowance Aggregation (HLA) (outside New York), Simsbury, CT. The commitment abode for both issuers is P.O. Box 2999, Hartford, CT 06104-2999.

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Hartford Bicentennial UL Freedom® is a adjustable exceptional accepted activity allowance policy. HLI action anatomy # HL-15908(04)(NY). HLA action anatomy # LA-1252(04) and may accommodate accompaniment abbreviations. Features may alter by state.

LifeAccess Accelerated Account Rider®: HLI action anatomy # HL-19224(07)(NY) and HLA action anatomy #LA-1298(07) and may accommodate accompaniment abbreviations.

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LongevityAccess RiderSM: HLI action anatomy # HL-19318(11)(NY) and HLA action anatomy #LA-1362(11) and may accommodate accompaniment abbreviations.

HIG-W – LIF 104425-1 3/11

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