Insurance Commissioner Jim Donelon has beatific a letter to FEMA allurement the bureau to accord the victims of the massive August floods a 90-day addendum to book their proof-of-loss forms.
In his missive, Donelon argued the accepted Feb. 9 borderline is too anon for the 30,000 flood policyholders who accept filed claims and are still aggravating to rebuild. Instead, the bureau should accord homeowners a absolute of 270 canicule to about-face in their antecedent and added forms.
The accepted borderline is decidedly arduous for those who charge book a added proof-of-loss anatomy to be able to awning the aberration amid the attenuated amount of their damaged acreage and the absolute backup costs of acclimation or rebuilding it. Allowance companies generally abstain those payments until they get receipts proving aliment accept been done.
Under the federally-funded flood allowance program, flood victims are commonly accustomed aloof 60 canicule afterwards a calamity accident to book affidavit of their losses, including added forms. But in above contest like the one that inundated ample swaths of south Louisiana starting on Aug. 12, 2016, the accompaniment can book for extensions and is usually accepted them by FEMA, which oversees the National Flood Allowance Program.
August flood victims accept already accustomed two 60-day extensions, and aing anniversary marks 180 canicule aback the calamity began. If FEMA agrees to Donelon’s appeal for a 270-day filing period, the borderline would be pushed aback to May 9, 2017.
After Hurricane Isaac in 2012, flood victims in the New Orleans breadth were accustomed 240 canicule to book their final affidavit of losses. Afterwards Hurricane Gustav in 2008, they were accepted 330 days.
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