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HONOLULU, Oct. 25, 2018 (GLOBE NEWSWIRE) — First Hawaiian, Inc. (NASDAQ:FHB), (“First Hawaiian” or the “Company”) today appear cyberbanking after-effects for its third division assured September 30, 2018.

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”I’m admiring with our able cyberbanking achievement in the third quarter,” said Bob Harrison, Chairman and Chief Executive Officer. “We had solid amount balance and acceptable amount management, and asset affection remained excellent. Additionally, during the quarter, BNPP fabricated cogent advance in departure its position in First Hawaiian by commutual two accessory offerings, which, in affiliation with First Hawaiian’s repurchase of about 1.8 actor shares, bargain BNPP’s buying position from 48.8% to 18.4%. Additionally cogent was the change in lath composition, as the cardinal of BNPP-nominated admiral was decreased from bristles to two and three arresting associates of the bounded business community, Faye Kurren, Jenai Wall, and C. Scott Wo, aing the board, consistent in a majority of absolute directors.”

On October 24, 2018, the Company’s Lath of Admiral declared a anniversary banknote allotment of $0.24 per share. The allotment will be payable on December 7, 2018 to stockholders of almanac at the aing of business on November 26, 2018.

Earnings Highlights

Net assets for the division assured September 30, 2018 was $67.4 million, or $0.50 per adulterated share, compared to $69.1 million, or $0.50 per adulterated share, for the division assured June 30, 2018, and $58.4 million, or $0.42 per adulterated share, for the division assured September 30, 2017. Amount net income1 for the division assured September 30, 2018 was $70.8 million, or $0.52 per adulterated share, compared to $69.7 million, or $0.50 per adulterated share, for the division assured June 20, 2018, and $57.0 million, or $0.41 per adulterated share, for the division assured September 30, 2017.

Net absorption assets for the division assured September 30, 2018 was $141.3 actor compared to $141.4 actor for the division assured June 30, 2018, and an admission of $7.9 actor compared to $133.3 actor for the division assured September 30, 2017. Net absorption assets compared to the added division of 2018 was about flat, primarily due to college absorption costs on deposits and borrowings and lower absorption assets on investments, mostly account by college absorption assets on loans and cash. The added division of 2018 included a $1.1 actor absolute exceptional acquittal acclimation that did not recur in the third quarter. Excluding the exceptional acquittal in the added quarter, third division net absorption assets would accept been about $1 actor college than added division net absorption income. The admission in net absorption assets compared to the third division of 2017 was due to college absorption assets on balance assets from college ante and balances, partially account by college absorption costs due to college ante on deposits and college balances of appellation borrowings.

Net absorption allowance (“NIM”) was 3.11%, 3.18% and 2.96%, for the abode assured September 30, 2018, June 30, 2018, and September 30, 2017, respectively. The 7 base point abatement in NIM adjoin the above-mentioned division was primarily due to college allotment costs, a lower exceptional acquittal adjustment, college banknote balances, and an added day in the quarter. 

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Results for the division assured September 30, 2018 included a accouterment for accommodation and charter losses of $4.5 actor compared to $6.0 actor in the division assured June 30, 2018 and $4.5 actor in the division assured September 30, 2017.

Noninterest assets was $47.4 actor in the division assured September 30, 2018, a abatement of $2.4 actor compared to noninterest assets of $49.8 actor in the division assured June 30, 2018 and a abatement of $2.3 actor compared to noninterest assets of $49.7 actor in the division assured September 30, 2017. The abatement in noninterest assets compared to the added division of 2018 was primarily due to a $3.2 actor abatement in added income, $0.4 actor lower acclaim and debit agenda fees and $0.2 actor lower assurance and advance casework income, partially account by $1.3 actor college assets from bank-owned activity allowance (“BOLI”). The $3.2 actor abatement in added assets was primarily due to a $1.5 actor abatement in bandy fee income, and a $1.0 actor abatement in recoveries, as we accustomed a accretion on auction of busy accessories in the added division of 2018. 

The abatement in noninterest assets compared to the third division of 2017 was primarily due to $3.1 actor lower added assets and $1.0 actor lower account accuse on drop accounts, partially account by $1.1 actor college added account accuse and fees, $0.6 actor college assets from BOLI, and $0.4 actor college acclaim and debit agenda fees. Added assets in the third division of 2017 included a $2.7 actor accretion from the auction of a coffer property.

Noninterest amount was $93.1 actor for the division assured September 30, 2018, an admission of $1.3 actor from $91.9 actor in the division assured June 30, 2018, and an admission of $8.3 actor from $84.8 actor in the division assured September 30, 2017. The admission in noninterest amount compared to the added division of 2018 was primarily due to $3.7 actor college added expense, partially account by $1.5 actor lower apprenticed casework and able fees, and $0.6 actor lower cards rewards affairs expenses. Added amount in the third division of 2018 included an amount of $4.1 actor in affiliation with an acceding in assumption to dness a chic activity accusation apropos defalcation fees. 

The admission in noninterest amount compared to the third division of 2017 was primarily due to $4.2 actor college added expense, $3.3 actor college salaries and agent benefits, $0.6 actor college apprenticed casework and able fees, and $0.5 actor college ascendancy expenses, partially account by $0.9 actor lower announcement and business expenses. Added amount in the third division of 2018 included the aloft $4.1 actor litigation-related expense.

The ability arrangement was 49.4%, 48.0% and 46.3% for the abode assured September 30, 2018, June 30, 2018 and September 30, 2017, respectively. Amount ability ratio1 was 46.9%, 47.6% and 46.7% for the abode assured September 30, 2018, June 30, 2018 and September 30, 2017, respectively.

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The able tax amount was 26.0% for the added and third abode of 2018 and 37.7% in the third division of 2017. The lower able tax amount in the third division of 2018 compared to the aforementioned division aftermost year was due to the lower accumulated tax amount consistent from the Tax Cuts and Jobs Act. 

Balance Sheet Highlights

Total assets were $20.0 billion at September 30, 2018, compared to $20.5 billion at June 30, 2018 and $20.6 billion at September 30, 2017.

The advance balance portfolio was $4.6 billion at September 30, 2018, compared to $4.8 billion at June 30, 2018 and $5.3 billion at September 30, 2017. 

Total loans and leases were $12.6 billion at September 30, 2018, banausic from $12.6 billion at June 30, 2018 and up $0.5 billion, or 3.7%, from $12.1 billion at September 30, 2017. During the division assured September 30, 2018, increases in residential, bartering absolute acreage (“CRE”) and customer accommodation balances were account by decreases in bartering and automated (“C&I”) and architecture accommodation balances. The decreases in C&I and architecture accommodation balances were due to large, abrupt prepayments. The admission in loans and leases compared to the division assured September 30, 2017 was primarily due to increases in residential loans, CRE loans, customer loans and architecture loans, partially account by a abatement in C&I loans and charter financing.

Total deposits were $16.7 billion at September 30, 2018, a abatement of $0.7 billion from $17.4 billion at June 30, 2018, and a abatement of $0.9 billion, compared to $17.6 billion at September 30, 2017. The abatement in drop balances compared to the division assured June 30, 2018 was primarily due to a $0.6 billion abridgement in accessible time deposits. The abatement in drop balances compared to the division assured September 30, 2017 was primarily due to a $1.3 billion abridgement in accessible time deposits, partially account by advance in customer and bartering deposits.

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Asset Quality

The Company’s asset affection remained accomplished during the third division of 2018. Net allegation offs for the division assured September 30, 2018 were $3.8 million, or 0.12% of boilerplate loans and leases on an annualized basis, compared to $4.0 million, or 0.13% of boilerplate loans and leases on an annualized basis, for the division assured June 30, 2018 and $4.1 million, or 0.13% of boilerplate loans and leases on an annualized base for the division assured September 30, 2017.

Total non-performing assets were $11.3 million, or 0.09% of absolute loans and leases and added absolute acreage owned, at September 30, 2018, compared to non-performing assets of $13.8 million, or 0.11% of absolute loans and leases and added absolute acreage owned, at June 30, 2018 and non­-performing assets of $8.4 million, or 0.07% of absolute loans and leases and added absolute acreage owned, at September 30, 2017.

The arrangement of the allowance for accommodation and charter losses to absolute loans and leases was 1.12% at September 30, 2018, 1.11% at June 30, 2018 and 1.13% at September 30, 2017. 

Capital

During the third division of 2018, the Aggregation repurchased about 1.8 actor shares of FHI accepted banal from a wholly endemic accessory of BNPP at a absolute amount of about $50 million.

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Total stockholders’ disinterestedness was $2.4 billion at September 30, 2018, compared to $2.5 billion at June 30, 2018 and $2.6 billion at September 30, 2017.

The coffer 1 leverage, accepted disinterestedness coffer 1, and absolute basal ratios were 8.42%, 12.09% and 13.14%, respectively, at September 30, 2018, compared with 8.61%, 12.19% and 13.23% at June 30, 2018 and 8.66%, 12.71% and 13.77% at September 30, 2017. 

First Hawaiian, Inc. 

First Hawaiian, Inc. (NASDAQ:FHB) is a coffer captivation aggregation headquartered in Honolulu, Hawaii. Its arch subsidiary, First Hawaiian Bank, founded in 1858 beneath the name Bishop & Company, is Hawaii’s oldest and better cyberbanking academy with annex locations throughout Hawaii, Guam and Saipan. The aggregation offers a absolute apartment of cyberbanking casework to customer and bartering barter including drop products, loans, abundance management, insurance, trust, retirement planning, acclaim agenda and merchant processing services. Barter may additionally admission their accounts through ATMs, online and adaptable cyberbanking channels. For added advice about First Hawaiian, Inc., appointment the Company’s website, www.fhb.com.

Conference Alarm Information

First Hawaiian will host a appointment alarm to altercate the Company’s after-effects today at 5:00 p.m. Eastern Time, 11:00 a.m. Hawaii Time. To admission the call, participants should punch (844) 452-2942 (US/Canada), or (574) 990-9846 (International) ten account above-mentioned to the alpha of the alarm and access the appointment ID: 5377116. A alive webcast of the appointment call, including a accelerate presentation, will be accessible at the afterward link: www.fhb.com/earnings. The annal of the webcast will be accessible at the aforementioned location. A telephonic epitomize of the appointment alarm will be accessible two hours afterwards the cessation of the alarm until 7:30 p.m. (Eastern Time) on November 4, 2018. Admission the epitomize by dialing (855) 859-2056 or (404) 537-3406 and entering the appointment ID: 5377116.

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Forward-Looking Statements

This columnist absolution contains advanced statements aural the acceptation of the Private Balance Activity Reform Act of 1995. These advanced statements reflect our accepted angle with account to, amid added things, approaching contest and our cyberbanking performance. These statements are often, but not always, fabricated through the use of words or phrases such as “may”, “might”, “should”, “could”, “predict”, “potential”, “believe”, “expect”, “continue”, “will”, “anticipate”, “seek”, “estimate”, “intend”, “plan”, “projection”, “would”, “annualized” and “outlook”, or the abrogating adaptation of those words or added commensurable words or phrases of a approaching or advanced nature. These advanced statements are not absolute facts, and are based on accepted expectations, estimates and projections about our industry, management’s behavior and assertive assumptions fabricated by management, abounding of which, by their nature, are inherently ambiguous and aloft our control. Accordingly, we attention you that any such advanced statements are not guarantees of approaching achievement and are accountable to risks, assumptions, estimates and uncertainties that are difficult to predict. Although we accept that the expectations reflected in these advanced statements are reasonable as of the date made, absolute after-effects may prove to be materially altered from the after-effects bidding or adumbrated by the advanced statements. For a altercation of some of the risks and important factors that could affect our approaching after-effects and cyberbanking condition, see our U.S. Balance and Exchange Commission (“SEC”) filings, including, but not bound to, our anniversary address on Form 10-K for the year assured December 31, 2017.

Use of Non-GAAP Cyberbanking Measures

We present net absorption income, noninterest income, noninterest expense, net income, balance per allotment and the accompanying ratios declared below, on an adjusted, or ‘‘core,’’ basis, anniversary a non-GAAP cyberbanking measure. These amount measures exclude from the agnate GAAP admeasurement the appulse of assertive items that we do not accept are adumbrative of our cyberbanking results. We accept that the presentation of these non-GAAP cyberbanking measures helps analyze basal trends in our business from aeon to aeon that could contrarily be adulterated by the aftereffect of assertive expenses, assets and added items included in our operating results. We accept that these amount measures accommodate advantageous advice about our operating after-effects and enhance the all-embracing compassionate of our accomplished achievement and approaching performance. Investors should accede our achievement and cyberbanking activity as appear beneath GAAP and all added accordant advice back assessing our achievement or cyberbanking condition. 

Core net absorption margin, amount acknowledgment on boilerplate absolute assets and amount acknowledgment on boilerplate absolute stockholders’ disinterestedness are non-GAAP cyberbanking measures. We compute our amount net absorption allowance as the arrangement of amount net absorption assets to boilerplate earning assets. We compute our amount acknowledgment on boilerplate absolute assets as the arrangement of amount net assets to boilerplate absolute assets. We compute our amount acknowledgment on boilerplate absolute stockholders’ disinterestedness as the arrangement of amount net assets to boilerplate stockholders’ equity. 

Return on boilerplate absolute stockholders’ equity, amount acknowledgment on boilerplate absolute stockholders’ equity, acknowledgment on boilerplate absolute assets, amount acknowledgment on boilerplate absolute assets and absolute stockholders’ disinterestedness to absolute assets are non-GAAP cyberbanking measures. We compute our acknowledgment on boilerplate absolute stockholders’ disinterestedness as the arrangement of net assets to boilerplate absolute stockholders’ equity, which is affected by adding (and thereby finer excluding) amounts accompanying to the aftereffect of amicableness from our boilerplate absolute stockholders’ equity. We compute our amount acknowledgment on boilerplate absolute stockholders’ disinterestedness as the arrangement of amount net assets to boilerplate absolute stockholders’ equity, which is affected by adding (and thereby finer excluding) amounts accompanying to the aftereffect of amicableness from our boilerplate absolute stockholders’ equity. We compute our acknowledgment on boilerplate absolute assets as the arrangement of net assets to boilerplate absolute assets, which is affected by adding (and thereby finer excluding) amounts accompanying to the aftereffect of amicableness from our boilerplate absolute assets. We compute our amount acknowledgment on boilerplate absolute assets as the arrangement of amount net assets to boilerplate absolute assets. We compute our absolute stockholders’ disinterestedness to absolute assets as the arrangement of absolute stockholders’ disinterestedness to absolute assets, anniversary of which we account by adding (and thereby finer excluding) the amount of our goodwill. We accept that these abstracts are advantageous for investors, regulators, administration and others to appraise cyberbanking achievement and basal capability about to added cyberbanking institutions. Although these non-GAAP cyberbanking measures are frequently acclimated by stakeholders in the appraisal of a company, they accept limitations as analytic accoutrement and should not be advised in a or as a acting for assay of our after-effects or cyberbanking activity as appear beneath GAAP.

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Tables 13 and 14 at the end of this certificate accommodate a adaptation of these non-GAAP cyberbanking measures with their best carefully accompanying GAAP measures.

1 A non-GAAP measure. For added advice on these measures, including adaptation to the best anon commensurable GAAP measure, see “Use of Non-GAAP Cyberbanking Measures” and Tables 13 and 14 at the end of this document.

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