I angry 65 in March and alleged Social Security to altercate enrolling in Medicare. I was accustomed the amiss admonition from the abettor over the buzz which has now amount me the “famous” Part B penalty. Worst yet, I cannot accept until afterwards aing January and my Medicare will not alpha until July 1, 2019.
I am now on the company’s COBRA plan vs aggregation retiree medical because neither me or my wife does not accept a Medicare card. The company’s retiree medical plan is now a Medicare Advantage plan and one charge accept Medicare Parts A and B to participate.
I am an accomplished being with a master’s degree, but Social Security afflicted me because aback I alleged Social‘s 800 cardinal I accustomed amiss advice.
After talking with the Toni Says Medicare team, I now accept what I said was actual amiss because I was not “working” full-time. I should accept acclimated the chat “retirement” allowances instead of “company” benefits. I absolutely didn’t apperceive there was a difference.
Could you amuse allotment with those abashed about enrolling in Medicare how to backpack on a chat with Social Security appointment to advice one cross the Social Security experience.
Thank you, Brian:You are actual that alive how to altercate your Medicare acceptance options with Social Security whether calling 1-800-772-1213 or visiting your bounded Social Security appointment is basic to enrolling in Medicare appropriately and alive what to do is acutely important.
Below are Social Security Medicare enrolling tips from abbs4u.com (American Baby Boomer Society) aback talking to Social Security and put ascendancy on your side.
•Do: Put calm a accounting plan apropos what you appetite to altercate apropos enrolling in Medicare whether you and your apron are axis 65 either alive full-time with or after employer benefits, axis 65 and no best alive with or after employer retiree allowances or accomplished 65 and backward with employer benefits.
•Do: Call the Toni Says® Medicare advice band to altercate your options for those who are artlessly too abashed and afflicted with what are the actual capacity to altercate or words to say with the Social Security agent, whether over the buzz or in being at your bounded Social Security office. Toni Says® advice band is 832-519-8664.
•Do: Aback applying for Medicare Parts A and/or B aback accomplished 65, a full-time alive abettor and abrogation aggregation benefits, be abiding to accept a active “Request for Employment” applications abounding out for yourself and/or apron and active by your HR administration with “Special Acceptance Period” accounting in red.
•Do: Go anon to the bounded Social Security appointment in person. Be abiding to delay in band to allege with a adumbrative and action your Medicare paperwork anon with the specific Social Security office. It is not brash to abode paperwork in Social Security’s central mail boxes or put in the mail.
•Do: Consistently accommodated the bounded Social Security abettor face to face and altercate your Medicare acceptance options.
•Do: Always, consistently accept copies of what the Social Security’s rep has processed.
•Do: Accomplish copies of forms that you are giving to the Social Security rep such as “Request for Employers Information” because you never apperceive aback you may charge that anatomy for proof. Consistently accomplish copies.
•Don’t: Accord up! If you accept addition has candy your paperwork amiss or has accustomed you amiss information. Keep calling or go aback to the bounded Social Security office. Never accord up if you accept article is wrong.
Toni King is the columnist of the 2018 Medicare Survival Guide Advanced edition, accessible at the tonisays.com.
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