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BOSTON, July 30, 2013 /PRNewswire/ — John Hancock Activity Allowance Company (John Hancock) today appear the after-effects of its biennial abiding affliction (LTC) amount study, which begin that LTC costs accept connected to access for all provider options.

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Lapse Protection Forms – LTCShop | john hancock long term care forms

BOSTON, July 30, 2013 /PRNewswire/ — John Hancock Activity Allowance Company (John Hancock) today appear the after-effects of its biennial abiding affliction (LTC) amount study, which begin that LTC costs accept connected to access for all provider options.

The study, conducted by LifePlans Inc., based in Waltham, MA, surveyed about 16,000 abiding affliction providers, including nursing homes, assisted active facilities, and home bloom affliction agencies, in key cities beyond the country. Its allegation appear that the boilerplate anniversary amount of affliction in the U.S. is $94,170 for a clandestine allowance in a nursing home; $82,855 for a semi-private allowance in a nursing home; $41,124 for an assisted active adeptness and; $18,460 for developed day care. The boilerplate anniversary amount of affliction accustomed at home was about $29,640.

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To accept how abiding affliction costs are trending over time, John Hancock affected a five-year boilerplate based on a subset of accepted providers from our 2008 and 2011 Amount of Affliction Surveys and our 2011 and 2013 Amount of Affliction Surveys. These five-year boilerplate anniversary increases are abbreviated below:

— The 2013 boilerplate amount of a clandestine nursing home allowance ($258 a day/$94,170 annually) has risen an boilerplate 3.6 percent per year– The 2013 boilerplate amount of a semi-private nursing home allowance ($227 a day/$82,855 annually) has risen an boilerplate 3.6 percent per year– The 2013 boilerplate amount for a ages in an assisted active adeptness ($3,427a month/ $41,124 annually) has risen an boilerplate 2.0 percent per year– The 2013 boilerplate amount of developed day affliction ($71 a day/$18,460 annually) hasrisen an boilerplate of 1.6 percent per year– The 2013 boilerplate amount for a home bloom abettor ($19 hourly/$29,640annually) has risen an boilerplate 1.3 percent per year(1)

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“The amount of abiding affliction continues to be one of the best cogent uninsured banking risks that an alone can face,” said Michael Doughty, Executive Vice President & General Manager, John Hancock Insurance. “John Hancock hopes that our amount of affliction studies will accession customer acquaintance and will advice them accept how important planning advanced for a abeyant abiding affliction accident can be to their future.”

John Hancock has additionally adapted its alternate Amount of Affliction Map and Calculator to reflect the latest allegation from its 2013 study. To appearance the Amount of Affliction map and calculator, amuse appointment http://www.johnhancockltc.com/coc/. A chargeless iPad app will be accessible for download from iTunes at the end of August. The John Hancock Amount of Affliction Calculator was advised to accomplish LTC planning easier by accouterment a acceptable way to appearance the boilerplate accepted bounded costs for abiding affliction in assorted settings and cities beyond the United States, as able-bodied as the adeptness to appraisal an individual’s affliction needs and abeyant costs of those needs abounding years in the future.

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1. Home bloom abettor costs are based on six hours of affliction per day, bristles canicule a week.

About the 2013 John Hancock Long-Term Affliction Amount of Affliction Analysis

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The John Hancock Amount of Affliction Analysis was conducted by LifePlans, Inc. based in Waltham MA, in 2013 and appear in June of 2013. The analysis represents the costs of added than 16,000 providers beyond the U.S., including nursing homes, assisted active facilities, developed day affliction centers, and home affliction agencies. The five-year boilerplate trending after-effects are based on a subset of accepted providers from our 2008 and 2011 Amount of Affliction Surveys and our 2011 and 2013 Amount of Affliction Surveys.

About John Hancock Banking and Manulife Banking

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John Hancock Banking is a analysis of Manulife Financial, a arch Canada-based banking casework accumulation with arch operations in Asia, Canada and the United States. Operating as Manulife Banking in Canada and Asia, and primarily as John Hancock in the United States, the Company offers audience a assorted ambit of banking aegis articles and abundance administration casework through its all-encompassing arrangement of employees, agents and administration partners. Funds beneath administration by Manulife Banking and its subsidiaries were C$555 billion (US$547 billion) as at March 31, 2013. Manulife Banking Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and beneath ‘945’ on the SEHK. Manulife Banking can be begin on the Internet at manulife.com.

The John Hancock unit, through its allowance companies, comprises one of the better activity insurers in the United States. John Hancock offers and administers a ample ambit of banking products, including activity insurance, alternate funds, 401(k) plans, abiding affliction insurance, academy savings, and added forms of business insurance. Additional advice about John Hancock may be begin at johnhancock.com

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Long-term affliction allowance is underwritten by John Hancock Activity Allowance Company (U.S.A.), Boston, MA 02117 (not accountant in New York) and in New York by John Hancock Activity & Bloom Allowance Company, Boston, MA 02117.

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