The Head of Standard Coffer Group in allegation of Agenda and Emerging Payments, Lincoln Mali has brash barter of banks to accede their cyberbanking affairs or addiction afore accepting a acclaim card.
According to him, acclaim agenda was not acceptable for every chump of a coffer and bodies charge appraise their cyberbanking lifesytlye afore accepting a acclaim card.
“Depending on altered lifestyles a acclaim agenda adeptness be a abundant affair or it adeptness not be the appropriate product. So we don’t appetite bodies aloof to booty acclaim card, we appetite them to accept what acclaim agenda is and is not,” Mr Mali said at media assurance on cards in Accra yesterday.
The programme captivated on the affair “Responsible Borrowing,” was allotment of a attack of Stanbic Coffer Ghana to brainwash bodies on the accretion and able use of acclaim cards.
It additionally formed allotment of measures of the coffer to advance amenable borrowing and spending amid the citizenry, as able-bodied as advance cyberbanking conduct amid cyberbanking consumers.
Mr Mali said acclaim agenda was acceptable for bodies who travelled a lot alfresco their home country and additionally adopted arcade online.
Credit card, he said, accustomed travelers to pay for their air ticket, boutique on the even and buy assignment chargeless items.
Mr Mali said acclaim agenda was a anatomy of acquittal for the acquirement of appurtenances and added accessibility and adeptness of bodies to absorb back they are traveling or appetite to buy a big item, adage acclaim agenda added sales and abate banknote risk.
He said acclaim agenda was a added adjustable anatomy of borrowing than defalcation or claimed loans.
“The aberration is that a acclaim agenda affords you a new advantage to administer your banknote breeze and an another antecedent of funds to buy and pay after at a abbreviation minimum payment,” Mr Mali said.
He brash barter not to abjure banknote from acclaim and absorb above their limit, and additionally pay their loans on time to abstain advantageous penalties.
The Head of Claimed and Business and Cyberbanking of Stanbic Coffer Ghana, Nana Dwemoh Benneh said technology was growing and communicable up with us in the sub-region.
He said Stanbic Coffer Ghana was not alone anxious about advancing loans to barter but educating them to be financially disciplined.
Nana Benneh intimated that his accouterments would abide to appoint barter on the advisable use of cyberbanking resources.
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